Charitable donations have been dropping across the UK since 2016, with the cost-of-living crisis bringing an even sharper decline.

It’s not surprising, after all, people have less to give. The Office of National Statistics (ONS) reports that 92% of adults are feeling the pinch as prices continue to rise.

Having protection insurance can provide assurance that we’re financially secure in the face of life’s uncertainties.

But having bought insurance, you may be wondering whether your policy will pay out when you need it.

This article will provide an overview of the steps you can take to make sure your policy covers your needs and enables a successful pay out in your time of need.

Investing can be a scary concept for many people — it conjures up visions of Wall Street whizz kids with turbo-charged laptops and a lot of jargon.

But it doesn’t need to be this way.

In fact, research is showing that investing can make people happier.

Spring is a time for renewal, rejuvenation, and fresh starts. It's also the perfect time to take a closer look at your finances and make some positive changes.

Whether you want to save more money, reduce debt, or just get your financial house in order, here are some tips on how to spring clean your finances.

Income protection is something many of us don't fully understand; however, in today's uncertain landscape, it’s something we’d all benefit from being familiar with.

It used to be that the unveiling of the annual Budget was shrouded in secrecy, with anticipation building around the contents of the infamous Red Box wielded by the Chancellor outside 11 Downing Street. Nowadays however, most proposals seem to be pre-empted by morning papers, leaving television pundits grasping for surprises that seldom materialise.

The prospect of retiring or working abroad offers an exciting opportunity to experience new cultures, climates, and lifestyles. It’s something many of us dream about. However, as exciting as the prospect may be, it's crucial to understand the complex tax implications that come with living overseas.

Many of us worry about money. Even if we have a financial plan in place, anxiety about the pressure to meet financial obligations, save for the future, and achieve financial goals can lead to significant stress. However, there are effective strategies for managing this stress, focusing on planning, education, and help from our professional team. 

As we bring more and more of our lives online, particularly our financial lives, the significance of cybersecurity in safeguarding your financial future cannot be overstated. The shift towards online banking and digital financial management means all of us need to be careful and maintain good practices with cyber security.

Your credit score is an important indicator of your financial health. It's a figure that lenders use to evaluate your creditworthiness and can affect everything from the interest rates on loans to your ability to rent a property. This guide provides a succinct overview of credit scores, including how they're calculated, their significance, and steps to improve them.

Embarking on the journey of financial goal setting is akin to charting a map for your financial future. It’s about defining destinations worth striving for—be it securing a comfortable retirement, owning a home, or managing debt effectively. This act of setting goals is not merely about wishful thinking; it's a strategic process that can help you transform aspirations into tangible outcomes.

Your 40s are a prime time to revisit and refine your financial goals. Reflect on your achievements and setbacks, and adjust your targets to reflect your current reality and future aspirations. Whether it's buying a home, saving for your children's education, or planning for retirement, setting clear, achievable goals is the first step towards financial stability.

Life is a journey filled with unexpected twists and turns. From career changes to family expansions, each stage brings new financial challenges and opportunities.

While some people seem to have a natural knack for managing their finances, others may struggle. However, certain traits are commonly observed in those who are particularly adept at handling money. 

If you’re the type of person to enter self-improvement mode as soon as the clock strikes midnight on New Year’s Day, make sure your financial resolutions aren’t getting in the way of your financial plan. Here are some questions to ask yourself before setting any money-related goals for 2024.

Listening is the essence of financial planning. Of course it’s about money and figures, but first must come the conversations needed to really tune in to what people want to get out of their life.

As the festive season approaches, the air is filled with joy, celebration, and unfortunately, an uptick in scam activities. This is because the hustle and bustle of holiday preparations can sometimes overshadow our usual cautiousness, making it an opportune time for scammers to strike.